This cover will pay the amount of depreciation on the value of parts replaced under Own Damage Claim. ‘Own Damage’ here refers to damage to the vehicle insured and/or its accessories (if insured).

This cover will pay the cost of consumables required to be replaced/replenished arising from an accident to the insured vehicle.
Ex: Engine oil, Gearbox oil, lubricants, nuts& bolts, screw, distilled water, grease, oil filter, bearing, washer, clip, break oil, A/c gas and other items of similar nature but excluding fuel.

This cover will pay for the cost incurred towards replacing the car keys and/or locks and/or lockset including locksmith charges, upon occurrence of theft/burglary/loss or damage to keys/locks and/or lockset of vehicle insured.

This cover will pay the cost of repair and replacement for the loss or damage to:
(a) Engine & its parts
(b) Gearbox and its parts
(c) Transmission or differential assembly and its parts
Provided loss or damage is due to ingression of water or leakage of lubricating oil from engine/respective assembly.

This cover will provide a new replacement vehicle of similar make and model in case of “Total Loss” as a result of accidental damage or theft.

This cover will pay for personal property belonging to you, your spouse or dependent children, if:
(a) Stolen from inside of your locked vehicle
(b) Stolen with your vehicle
(c) Damaged as a result of an accident
No cover is provided for cash, cheque, negotiable items or jewellery.

This cover will pay for the damage to sports equipment due to fire and allied perils, accidental damage and theft along with the vehicle.

Tyre: This cover will pay for repair/replacement of Tyre if damaged due to puncture, burst, cut, bulge or continuous running under deflated condition.
Alloy/Rim: This cover will pay for replacement of Alloy/Rim if damaged or deformed making it functionally unusable.